curl --request POST \
  --url https://sandbox.mx.ntxpay.com/api/spei/cash-out \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "amountCentavos": 50000,
  "destinationClabe": "012180001234567890",
  "beneficiaryName": "Maria Lopez",
  "beneficiaryTaxId": "LOMA850101ABC",
  "concept": "Pago factura 123"
}
'

import requests

url = "https://sandbox.mx.ntxpay.com/api/spei/cash-out"

payload = {
    "amountCentavos": 50000,
    "destinationClabe": "012180001234567890",
    "beneficiaryName": "Maria Lopez",
    "beneficiaryTaxId": "LOMA850101ABC",
    "concept": "Pago factura 123"
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    amountCentavos: 50000,
    destinationClabe: '012180001234567890',
    beneficiaryName: 'Maria Lopez',
    beneficiaryTaxId: 'LOMA850101ABC',
    concept: 'Pago factura 123'
  })
};

fetch('https://sandbox.mx.ntxpay.com/api/spei/cash-out', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://sandbox.mx.ntxpay.com/api/spei/cash-out",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'amountCentavos' => 50000,
    'destinationClabe' => '012180001234567890',
    'beneficiaryName' => 'Maria Lopez',
    'beneficiaryTaxId' => 'LOMA850101ABC',
    'concept' => 'Pago factura 123'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://sandbox.mx.ntxpay.com/api/spei/cash-out"

	payload := strings.NewReader("{\n  \"amountCentavos\": 50000,\n  \"destinationClabe\": \"012180001234567890\",\n  \"beneficiaryName\": \"Maria Lopez\",\n  \"beneficiaryTaxId\": \"LOMA850101ABC\",\n  \"concept\": \"Pago factura 123\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://sandbox.mx.ntxpay.com/api/spei/cash-out")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"amountCentavos\": 50000,\n  \"destinationClabe\": \"012180001234567890\",\n  \"beneficiaryName\": \"Maria Lopez\",\n  \"beneficiaryTaxId\": \"LOMA850101ABC\",\n  \"concept\": \"Pago factura 123\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://sandbox.mx.ntxpay.com/api/spei/cash-out")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"amountCentavos\": 50000,\n  \"destinationClabe\": \"012180001234567890\",\n  \"beneficiaryName\": \"Maria Lopez\",\n  \"beneficiaryTaxId\": \"LOMA850101ABC\",\n  \"concept\": \"Pago factura 123\"\n}"

response = http.request(request)
puts response.read_body

{
  "transactionId": "3f2a1c34-9d1e-4c7b-8a5e-2b6f0d9c4e71",
  "status": "PENDING",
  "destinationClabe": "012180001234567890",
  "amountCentavos": 50000,
  "referenceNumerical": "9876543",
  "createdAt": "2026-05-13T12:00:00.000Z"
}